Low Rate Car Finance is authorised and regulated by the Financial Conduct Authority (FRN:963856). We act as a credit broker not a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase.

We will only introduce you to these lenders. We will receive a commission payment from the finance provider if you decide to enter into an agreement with them. The nature of this commission is as follows: [we receive either a fixed fee per finance agreement entered into, or we receive a commission based on a percentage of the total amount of finance taken by the customer]. You will be informed about the amount of any commission received however you can ask us about this at any time. The commission received does not affect the amount you will pay under your finance agreement.

You may be able to obtain finance for your purchase from other lenders and you are encouraged to seek alternative quotations. If you would like to know how we handle complaints, please ask for a copy of our complaints handling process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at https://www.financial-ombudsman.org.uk/